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PERC LICENSEES: The deadline to renew your license without a late fee has been extended to July 31, 2024. Contact our call center at 1-800-560-6420 if you have questions. You can also view our helpful guides for retrieving your user name and for help resetting your password.

Effective July 24, 2024, we request individuals seeking updates on licensure applications make virtual appointments on Wednesdays instead of visiting the Department’s Springfield office. Learn more on the IDFPR's Contact Us webpage.

Illinois Community Reinvestment Act (CRA)

The Illinois Community Reinvestment Act (CRA) requires covered financial institutions including state banks, credit unions, and non-bank mortgage licensees to meet the financial services needs of the community with a focus on low-to-moderate income neighborhoods.

State Chartered Banks

CRA applies to banks chartered under the Illinois Banking Act and savings banks chartered under the Illinois Savings Bank Act

Credit Unions

CRA applies to a credit union incorporated under the Illinois Credit Union Act

Non-Bank Mortgage Licensees

CRA applies to entities licensed under the Illinois RMLA of 1987 that lent or originated 50 or more residential mortgage loans in the previous calendar year.