Agencies
Services
Mortgage Lenders Examination Fees
Each fiscal year, a covered mortgage licensee shall pay an annual ILCRA fee to the Department based upon its total number of Illinois mortgage loans as shown by its Mortgage Call Reports for the previous calendar year, at the following rates.
| NO. OF ILLINOIS MORTGAGE LOANS | ILCRA ANNUAL FISCAL YEAR 2025 FEE | ILCRA ANNUAL FISCAL YEAR 2026 FEE |
|---|---|---|
| 50-99 | $2,000 | $2,250 |
| 100-199 | $2,250 | $2,500 |
| 200-299 | $2,500 | $3,000 |
| 300-399 | $3,000 | $3,750 |
| 400-499 | $3,250 | $4,750 |
| 500-749 | $3,500 | $5,750 |
| 750-999 | $4,000 | $7,000 |
| 1000-1999 | $4,500 | $8,250 |
| 2000-2999 | $5,000 | $9,750 |
| 3000-3999 | $5,500 | $11,250 |
| 4000-4999 | $6,000 | $13,000 |
| 5000-5999 | $6,500 | $14,750 |
| 6000-6999 | $7,500 | $16750 |
| 7000-7999 | $10,000 | $19,000 |
| Over 8000 | $14,000 | $22,000 |
The invoice will be sent through NMLS. The fee for fiscal year 2025 will be based on the licensee’s 2023 Mortgage Call Report data.
Payment shall be due 30 days from the receipt of the Department’s invoice and is payable through the NMLS via a link entitled Illinois CRA Fee. Invoices for fiscal year 2025 are being issued in December 2024. Please contact FPR.CRA.MortgageLicensees@illinois.gov if you have questions about your company’s invoice.
The fee for fiscal years 2026 and beyond shall be due within 30 days after the start of each fiscal year (July 1, 2025, etc.).
