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2004 Interpretive Letters
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KEY:
- BCA means Business Corporation Act
- BIA means Banking on Illinois Act
- BSCA means Bank Service Corporation Act
- CCIA means Credit Card Issuance Act
- CDAA means Consumer Deposit Account Act
- CFA means Corporate Fiduciary Act
- CILA means Consumer Installment Loan Act
- CPCNA means Check Printer and Check Number Act
- EFTA means Electronic Fund Transfer Act
- EFTTFA means Electronic Fund Transfer Transmission Facility Act
- FBOA means Foreign Banking Office Act
- FBROA means Foreign Bank Representative Office Act
- IA means Interest Act
- IBA means Illinois Banking Act
- IBHCA means Illinois Bank Holding Company Act of 1957
- IFSDA means Illinois Financial Services Development Act
- IIC means Illinois Insurance Code
- IUIA means Illinois Unemployment Insurance Act
- LLCA means Limited Liability Company Act
- PA means Probate Act
- PRA means Pawnbroker Regulation Act
- SBA means Savings Bank Act
- SFAA means Securities in Fiduciary Accounts Act
- SLA means Savings and Loan Act of 1985
- TIA means Title Insurance Act
- TTA means Trust and Trustees Act
- UCC means Uniform Commercial Code
- ULPA means Uniform Limited Partnership Act
* Interpretive Letter superseded or made obsolete by statutory or regulatory changes
| Letter Number | Date Issued | Sections of Acts Construed | Description |
| 04-01 | 8/20/2004 | IBA Sections 21.2 and 21.4 |
Out of State Banks may de novo branch into Illinois, provided the home state statute grants reciprocity to Illinois Banks seeking to establish a de novo out of state bank. |
| 04-02 | 10/12/04 | IBA Sections 48.1(c)(1) |
Illinois financial privacy laws are not inconsistent with the privacy provisions of Gramm-Leach- Bliley and are not pre-empted. |