Agencies
Services
Banks, Trust Companies and Savings Institutions
Policies, Procedures and Exam Guidelines
The following policies, procedures and examination guidelines are designed to replace the policies and procedures contained in the orange "Illinois Banking Policies and Agency Rules" manual formerly published by the Illinois Commissioner of Banks and Trust Companies.
These policies, procedures and examination guidelines are not administrative rules but are designed to state the Agency's position or policy on a certain matter or outline an examination procedure utilized by the Agency.
This is not a comprehensive listing of all policies, procedures and examination guidelines of the Bureau of Banks and Trust Companies but rather are those which are most frequently asked by bankers and attorneys representing banks and trust companies.
The statements contained in this section are subject to revision and may in the future be codified as part of the administrative rule making activities of the Agency.
| POLICY STATEMENT |
TOPIC |
| 1000 | AFFECTING ALL DIVISIONS OF THE BUREAU |
| 1001 | Appeal of Examination Findings (Rescinded 1/5/2004; 1001 Replaced with 38 Ill Adm Code 385) |
| 1002 | Disclosure of Enforcement Actions |
| 1003 | Meetings By Means of Electronic Device |
| 1004 | Reliance on Rules, Interpretations or Opinions Issued by the Bureau of Banks and Trust Companies (Revised 1/14/98) |
| 1005 | Interagency Statement on Retail Sales of Nondeposit Investment Products |
| 1006 | Year 2000 Rating System (Rescinded 12/31/2001) |
| 1007 | Uniform Rating System for Information Technology (NOTE: This document is in Adobe PDF Format) |
| 1008 | Schedule of Fees |
| 1009 | Guidance Concerning the Employment Practices of Regulated Institutions |
| 2000 | COMMERCIAL BANKING |
| 2001 | Eliminating Violations of Law Pertaining to Lending, Investment and Lease Limitations |
| 2002 | Special Mention and Adverse Classification Guidelines (NOTE: This document is in Adobe PDF Format) |
| 2003 | Bank Lease Agreements with Insurance Registered Firms and Insurers |
| 2004 | IRA and Keogh Accounts |
| 2005 | Gold Dealing |
| 2006 | Bank Purchase of Life Insurance |
| 2007 | Campaign Contributions |
| 2008 | Uniform Financial Institutions Rating System |
| 2009 | Minimum Organizational Capital Requirements for State Banks (Rescinded 1/5/2004; 2009 Replaced with 38 Ill Adm Code 310) |
| 2010 | Branch Names |
| 3000 | CORPORATE TRANSACTIONS AND ACCOUNTING ISSUES |
| 3001 | Quasi-Reorganization |
| 3002 | Goodwill |
| 4000 | FIDUCIARY ACTIVITIES |
| 4001 | Uniform Interagency Trust Rating System |
| 4002 | Minimum Organizational Capital Requirement for Illinois Trust Companies (Rescinded 1/5/2004; 4002 Replaced with 38 Ill Adm Code 310) |
| 4004 | Annual Audit of Corporate Fiduciaries (Rescinded 12/31/2002) |
| 4005 | Annual Audit of Illinois Trust Companies |
| 4006 | Reporting of Robbery, Shortage, or Misapplication of Funds |
| 5000 | INTERNATIONAL BANKING |
| 5001 | Rating System for U.S. Branches and Agencies of Foreign Banking Organizations |