Skip to main content

NURSES: Renew your licenses online here before the May 31, 2024 deadline! Contact our call center at 1-800-560-6420 if you have questions. Go here for help retrieving your user name and here for help resetting your password.

Need to file a complaint against a professional or entity we license? Learn how to do so with the appropriate Division by going here.

Banks, Trust Companies and Savings Institutions

Policies, Procedures and Exam Guidelines

The following policies, procedures and examination guidelines are designed to replace the policies and procedures contained in the orange "Illinois Banking Policies and Agency Rules" manual formerly published by the Illinois Commissioner of Banks and Trust Companies.

These policies, procedures and examination guidelines are not administrative rules but are designed to state the Agency's position or policy on a certain matter or outline an examination procedure utilized by the Agency.

This is not a comprehensive listing of all policies, procedures and examination guidelines of the Bureau of Banks and Trust Companies but rather are those which are most frequently asked by bankers and attorneys representing banks and trust companies.

The statements contained in this section are subject to revision and may in the future be codified as part of the administrative rule making activities of the Agency.

POLICY
STATEMENT

TOPIC

   
1000 AFFECTING ALL DIVISIONS OF THE BUREAU
1001 Appeal of Examination Findings (Rescinded 1/5/2004; 1001 Replaced with 38 Ill Adm Code 385)
1002 Disclosure of Enforcement Actions
1003 Meetings By Means of Electronic Device
1004 Reliance on Rules, Interpretations or Opinions Issued by the Bureau of Banks and Trust Companies (Revised 1/14/98)
1005 Interagency Statement on Retail Sales of Nondeposit Investment Products
1006 Year 2000 Rating System (Rescinded 12/31/2001)
1007 Uniform Rating System for Information Technology (NOTE: This document is in Adobe PDF Format)
1008 Schedule of Fees
1009 Guidance Concerning the Employment Practices of Regulated Institutions
   
2000 COMMERCIAL BANKING
2001 Eliminating Violations of Law Pertaining to Lending, Investment and Lease Limitations
2002 Special Mention and Adverse Classification Guidelines (NOTE: This document is in Adobe PDF Format)
2003 Bank Lease Agreements with Insurance Registered Firms and Insurers
2004 IRA and Keogh Accounts
2005 Gold Dealing
2006 Bank Purchase of Life Insurance
2007 Campaign Contributions
2008 Uniform Financial Institutions Rating System
2009 Minimum Organizational Capital Requirements for State Banks
(Rescinded 1/5/2004; 2009 Replaced with 38 Ill Adm Code 310)
2010 Branch Names
   
3000 CORPORATE TRANSACTIONS AND ACCOUNTING ISSUES
3001 Quasi-Reorganization
3002 Goodwill
   
4000 FIDUCIARY ACTIVITIES
4001 Uniform Interagency Trust Rating System
4002 Minimum Organizational Capital Requirement for Illinois Trust Companies
(Rescinded 1/5/2004; 4002 Replaced with 38 Ill Adm Code 310)
4004 Annual Audit of Corporate Fiduciaries
(Rescinded 12/31/2002)
4005 Annual Audit of Illinois Trust Companies
4006 Reporting of Robbery, Shortage, or Misapplication of Funds
   
5000 INTERNATIONAL BANKING
5001 Rating System for U.S. Branches and Agencies of Foreign Banking Organizations

Footer