Agencies
Services
Credit Union Community Reinvestment Act
The Division of Financial Institutions (DFI) examines state-chartered credit unions for compliance with the Illinois CRA.
An exam schedule for credit unions will be published at least 30-days in advance of the beginning of each calendar quarter.
Each credit union will be evaluated and assigned one of the following four overall ratings once the examination is complete:
- Outstanding (O)
- Satisfactory (S)
- Needs to Improve (NI)
- Substantial Noncompliance (SN)
These ratings are not, nor should they be interpreted as an assessment of the financial condition of these institutions. The assigned ratings do not represent an analysis, conclusion, or opinion of the DFI concerning the safety and soundness of these financial institutions.
DFI will publish the public section of the evaluations on its website.
