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IDFPR’s legacy licensing system will be down for maintenance tonight (May 27) starting at 7pm. The maintenance should last about one hour. We thank you for your patience as we upgrade our system to best serve the people of Illinois.

WEBSITE ALERT: IDFPR is no longer affiliated with the idfpr[.]com domain name. The website currently hosted on that domain is not authorized by IDFPR and may pose a security threat to visitors. Please be sure to use only IDFPR’s official website at IDFPR.illinois.gov.

Mario Treto, Jr., Secretary

Bank and Mortgage Illinois Community Reinvestment Act

The Division of Banking (DOB) is responsible for examining state-chartered banks and covered mortgage lenders for compliance with the Illinois CRA.

An exam schedule for banks and mortgage lenders will be published at least 30-days in advance of the beginning of each calendar quarter.

Each bank and mortgage lender will be evaluated and assigned one of the following four overall ratings once the examination is complete:

  1. Outstanding (O)
  2. Low Satisfactory (LS)
  3. Needs to Improve (NI)
  4. Substantial Noncompliance (SNC)

These ratings are not, nor should they be interpreted as an assessment of the financial condition of these institutions. The assigned ratings do not represent an analysis, conclusion, or opinion of the DOB concerning the safety and soundness of these financial institutions.

DOB will publish the public section of the evaluations on its website.

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Chicago Office
555 West Monroe Street, 5th Floor
Chicago, IL 60661

Springfield Office
320 West Washington Street, 3rd Floor
Springfield, IL 62786

Call Us: 1 (888) 473-4858

TTY/TDD Line: 1 (866) 325-4949

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