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Consumer Credit

The Division of Financial Institutions, Consumer Credit Section is responsible for licensing and regulating consumer companies/services. These entities include Consumer Installment Lenders, Collection Agencies, Consumer Legal Funding Companies, Sales Finance Agencies, Payday Loan Lenders, Debt Management Services, Debt Settlement Companies, Development Credit Corporations, and Safety Deposit Boxes. The Consumer Credit Section also investigates consumer inquiries and complaints.

Consumer Credit Section Brochure

Consumer Credit Licensee Search

Collection Agency Licensee Search

Collection Agency

Collection Agency

Consumer Installment Loan (CILA)

Statement Regarding Usage of Third-Party Payment Processors
NMLS CILA License Application
NMLS CILA Registration Application
NMLS CILA Renewal
Appointment of Attorney in Fact
Bond Form
CILA Annual Report Online Login

Consumer Legal Funding Company

NMLS CLF License Application
NMLS CLF License Renewal

Debt Management Services

NMLS Debt Management Application
NMLS Debt Management Renewal

Debt Settlement Services

NMLS Debt Settlement Application
NMLS Debt Settlement Renewal

Payday Loan (PLRA)

NMLS Payday Loan Application
NMLS Payday Loan Registration
Appointment of Attorney in Fact
Bond Form
NMLS Payday Renewal
Payday Loan Affidavit
Payday Loan Annual Report Online Login

Safety Deposit Boxes, Safes, & Vaults

Safety Deposit License Application
Safety Deposit License Renewal

Sales Finance Agency

Sales Finance Annual Report Login
NMLS Sales Finance Agency Application
NMLS Sales Finance Agency Registration
NMLS Sales Finance Agency Renewal

Acts & Rules

Collection Agency Act
Collection Agency Rules
Consumer Installment Loan Act
Consumer Installment Loan Rules
Consumer Legal Funding Act
Debt Management Service Rules
Debt Settlement Consumer Protection Act
Debt Settlement Consumer Protection Rules
Development Credit Corporation Act
Development Credit Corporation Rules
Motor Vehicle Retail Installment Sales Act
Predatory Loan Prevention Act
Retail Installment Sales Act
Safety Deposit License Act
Sales Finance Agency Act
Sales Finance Agency Rules
Transmitters of Money Act
Payday Loan Reform Act
Payday Loan Reform Rules

Contact Information

Chicago Office
555 West Monroe Street, 5th Floor
Chicago, IL 60661

Springfield Office
320 West Washington Street, 3rd Floor
Springfield, IL 62786

Call Us: 1 (888) 473-4858

TTY/TDD Line: 1 (866) 325-4949

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